As an IT specialist/entrepreneur, I’ve spent most of my time facing my computer monitor. I often go out and I hate it doing it during weekdays. As we all know that banks are only open during weekdays, and as I’ve said I’m pretty much busy during these days and going to my bank eats my time. That is why I’ve decided to open an online savings account. Good thing I’ve found out that capitalone had also online banks. What’s the difference between capital one bank and capital one online banks? Actually there is no real difference, they’re both real banks and you can open real bank accounts.
Why use capitalone online bank? Why not use other online bank like Paypal, Alertpay, Moneybookers, or other banks? Simply because in capitalone online bank you can earn interest, unlike other online banks that I’ve mentioned above. Just keep average balance of $15,000 on your account, and you will earn 10% bonus on interest four times a year. Isn’t that good?
If you’re not sure on how to earn and save your money online, you can visit their internet plus online savings account FAQ page. Ok, lets discuss some of the basic questions that one will encounter if they want to save their money in capitalone. How can you deposit your money to your capitalone.com? There are 3 ways to do it. Either by mail, through wire transfers, or you can use their free online banking service. What are their different products? You can choose from the variety of their products namely InterestPlus Online Savings, High Yield Money Market, Rewards Money Market, Certificates of Deposit, and Business Money Market. Right now I’m considering Interestplus Online savings and Money Market account. Good thing about capitalone.com all deposits are FDIC-insured, so your money is safe for sure. So if you want to save your hard earned salary or income, capitalone is definitely a good choice.
